Monarch.AI · Policies
Subscription and Billing Policy
Updated October 27, 2026
Monthly prices
Monarch Plus is $7.99/month, Monarch Pro is $17.99/month and Monarch Ultra is $29.99/month. Monarch adds no hidden fees or automatic enrollment. Review the provider checkout total before payment. Raw card information is not stored by Monarch.AI.
Access
Provider-verified status controls premium. Rate allowances are up to 20, 30 and 40 chat requests per minute respectively, subject to capacity and fair use. No daily message or character-count cap currently applies. Existing accounts retain current access during provider payment retries; final unpaid termination ends access.
Changes
Upgrades and downgrades apply immediately with proration when verified by the provider. Failed upgrade payment does not grant the upgrade. Downgrade credit goes toward future invoices rather than an automatic cash refund. Scheduled cancellation is preserved.